Facing Wage Garnishment in Nevada

If you are facing wage garnishment in Henderson or Las Vegas Nevada.  Contact our debt relief attorney. 

WAGE GARNISHMENT FAQs

ANSWER:

Wage garnishment is a legal procedure that allows your creditors to take a deduction out of your paychecks to satisfy the debt you owe them. Your employer will be required to withhold some of your wages and remit them to your creditor.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

ANSWER:

Your wages are being garnished because at least one of your creditors obtained a money judgment against you. If you owe a creditor money, they will likely try many other methods to try to collect the debt. If all of these fail, you will receive a summons to respond to or appear in court. If you do neither, your creditor will get a default judgment against you. The creditor can take the judgment to the court to get an order to garnish your wages.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

ANSWER:

Almost anyone you owe money to can get a wage garnishment on you. Not only will debts like credit cards and medical bills result in a garnishment, but student loans, child support, and back taxes as well.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

ANSWER:

The most your creditors can garnish from your wages for most debts is 25%. However, you can petition the court to lower the garnishment to 15% if you can prove to the court that you aren’t able to survive after the full 25% is taken out of your wages.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

ANSWER:

Wage garnishment is a legal process and a judge will be fully aware that your creditor will be garnishing your wages. If you believe the wage garnishment is illegal or inaccurate in some way, you will need to request a hearing within 5 days of receiving your Notice of Garnishment.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

ANSWER:

You have a few choices in how to handle a future wage garnishment. The first of those is paying your debt in full. However, this isn’t feasible for most people facing a wage garnishment. You may be able to work out a payment plan with your creditor. If not, your only other options are to deal with the garnishment or to file bankruptcy to stop it. When you file bankruptcy, it activates the Automatic Stay of Protection. This stops garnishments, foreclosures, and repossessions until the case ends via discharge or dismissal.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

ANSWER:

Your creditors can garnish each of your checks until the debt is satisfied or you file for bankruptcy. More than one creditor can’t garnish your wages at once, but they can line up so that a new garnishment begins once the first ends.

CONTACT A HENDERSON BANKRUPTCY LAWYER   

(702) 899-3328

Wage Garnishments in Nevada

Nevada Wage Garnishment Lawyer

Wage garnishment affects many people in Las Vegas and Henderson, Nevada.  Good people struggle with creditors getting a judgement against them.   The judgement is a precursor for them getting a garnishment.  Not many of those people in these communities can spare 25 percent of their pre-tax earnings from each paycheck to pay back their creditors. Wage garnishments throw family budgets out the window.  Our Nevada garnishment attorney can help!
When people get behind on bills, creditors can get a writ of garnishment and garnish up to a quarter of a paycheck. Obviously, such a dramatic decrease in wages greatly affect a lifestyle.  Wage garnishment often snowballs into greater financial hardship as many other payments and financial obligations simply can not be serviced.  Put a stop to the fear of losing a portion of your wages to creditors with judgements against you.  Be pro-active seeking out experienced Henderson debt relief.
Reasons Your Wages Can Be Garnished in Nevada Include:
  • Child Support
  • Back Taxes
  • Student Loans
  • Creditors with Approval
Filing either chapter 7 or chapter 13 bankruptcy immediately stops a garnishment.  Filing bankruptcy improves your overall financial situation and protects your paycheck at the same time.  By the time the collection process has reached the point of garnishment, most creditors are unwilling to work out any kind of payment plan leaving few choices other than declaring bankruptcy.  An experienced debt relief attorney can assist you with a garnishment.

You Need to Act Fast

If you are facing wage garnishment, you may have as little as five days to contest certain wage garnishments.  Plus, in other garnishments you’re limited to just 30 days. Either way it is important to get in touch with our Nevada garnishment lawyer right away.

Our Henderson debt relief agency have a full understanding of wage garnishment in Nevada and we know your rights as a consumer.  All Nevadans are protected by the federal laws of The Fair Debt Collections Act.  Using our experience and the federal laws we can help you file an official objection to the court where our Henderson lawyer cites reasons why your wage garnishment may be unreasonable or excessive.

Will you need to file for bankruptcy to stop a wage garnishment?  If so, we can help.  Garnishments can devastate a family, let us stop your wage garnishment.  Contact our office today.