Facing Wage Garnishment in Nevada
If you are facing wage garnishment in Henderson or Las Vegas Nevada. Contact our debt relief attorney.
WAGE GARNISHMENT FAQs
Your wages are being garnished because at least one of your creditors obtained a money judgment against you. If you owe a creditor money, they will likely try many other methods to try to collect the debt. If all of these fail, you will receive a summons to respond to or appear in court. If you do neither, your creditor will get a default judgment against you. The creditor can take the judgment to the court to get an order to garnish your wages.
The most your creditors can garnish from your wages for most debts is 25%. However, you can petition the court to lower the garnishment to 15% if you can prove to the court that you aren’t able to survive after the full 25% is taken out of your wages.
Wage garnishment is a legal process and a judge will be fully aware that your creditor will be garnishing your wages. If you believe the wage garnishment is illegal or inaccurate in some way, you will need to request a hearing within 5 days of receiving your Notice of Garnishment.
You have a few choices in how to handle a future wage garnishment. The first of those is paying your debt in full. However, this isn’t feasible for most people facing a wage garnishment. You may be able to work out a payment plan with your creditor. If not, your only other options are to deal with the garnishment or to file bankruptcy to stop it. When you file bankruptcy, it activates the Automatic Stay of Protection. This stops garnishments, foreclosures, and repossessions until the case ends via discharge or dismissal.
Wage Garnishments in Nevada
Nevada Wage Garnishment Lawyer
- Child Support
- Back Taxes
- Student Loans
- Creditors with Approval
You Need to Act Fast
If you are facing wage garnishment, you may have as little as five days to contest certain wage garnishments. Plus, in other garnishments you’re limited to just 30 days. Either way it is important to get in touch with our Nevada garnishment lawyer right away.
Our Henderson debt relief agency have a full understanding of wage garnishment in Nevada and we know your rights as a consumer. All Nevadans are protected by the federal laws of The Fair Debt Collections Act. Using our experience and the federal laws we can help you file an official objection to the court where our Henderson lawyer cites reasons why your wage garnishment may be unreasonable or excessive.
Will you need to file for bankruptcy to stop a wage garnishment? If so, we can help. Garnishments can devastate a family, let us stop your wage garnishment. Contact our office today.